Frequently Asked Questions

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Top Questions

  • Are payments made directly to me when a critical illness occurs?
  • How much does RentGuard Plus + cost?
  • I already have health insurance. Why do I need accident, critical illness, or hospitalization insurance?
  • Do I have to renew my RentGuard Plus + policy annually?

Accidents

  • What types of accidents does RentGuard Plus + cover?
  • Are there any scenarios where RentGuard Plus + won't cover an accident?
  • Is there a waiting period for accident coverage to begin under RentGuard Plus +?
  • How quickly does RentGuard Plus + provide financial assistance after an accident?
  • What is the maximum benefit amount I can receive from RentGuard Plus + for an accident?

Critical Illnesses

  • Can I purchase RentGuard Plus + critical illness coverage if I already have a diagnosed condition?
  • Is there an age limit for obtaining critical illness coverage with RentGuard Plus +?
  • Can critical illness benefits from RentGuard Plus + be used to cover non-medical expenses?
  • Will my plan cost go up as I get older?
  • Can I upgrade my critical illness coverage with RentGuard Plus + if I move to a higher risk category due to lifestyle changes?

Hospitalization

  • Does RentGuard Plus + cover emergency room visits that don't lead to hospitalization?
  • Does RentGuard Plus + cover ICU stays or extended hospitalizations?
  • Can I receive multiple hospitalization benefits in a single year?
  • Does RentGuard Plus + require me to use a specific hospital or network?
  • Will my hospitalization benefit reset if I renew my policy?

Death

  • Who receives the death benefit if I pass away?
  • Is death from natural causes covered under RentGuard Plus +??
  • How do I update my beneficiary for RentGuard Plus +?
  • How does RentGuard Plus + determine the amount of the death benefit?
  • Are there any exclusions for accidental death benefits under RentGuard Plus +?