We help pay your RENT when you can't

Simple and affordable protection for renters. Get direct cash benefits when common health events—like injuries, illnesses, hospital stays, and much more occur.

4.9
Star rating

from 48+ reviews

How does RentGuard Plus + work?

Easy to understand coverage
Easy as 1, 2, 3!

  • Step 1
    Injury/Illness Occurs
    • You have an accident, need hospitalization, are diagnosed with a critical illness, or pass away.
  • Step 2
    Receive Treatment
    • You receive medical treatment and care, requiring time for healing and rehabilitation.
  • Step 3
    Get Paid
    • Regardless of your health insurance coverage, you receive cash benefits paid directly to you.

2025 RentGuard Plus + plans

To get an estimate on price, please complete the details below.

Select State
Age
Add your spouse?
Bronze Plan +

$69.98 /Per Month

  • Occurrence

    The medical event you experiance. Each occurrence triggers a benefit payout.
    Select plan iconselect-plan-icon-hover
  • Benefit

    The cash payout amount for each occurrence.
    Select plan iconselect-plan-icon-hover
  • Accident
    $5,000
  • Critical Illness
    $30,000
  • Cancer
    $30,000
  • Heart Attack
    $30,000
  • Stroke
    $30,000
  • Coronary Bypass
    $2,500
  • Hospitalization
    $1,500
  • Accidental Death
    $30,000
  • Natural Death
    $25,000
Silver Plan +

$97.58 /Per Month

  • Occurrence

    The medical event you experiance. Each occurrence triggers a benefit payout.
    Select plan iconselect-plan-icon-hover
  • Benefit

    The cash payout amount for each occurrence.
    Select plan iconselect-plan-icon-hover
  • Accident
    $10,000
  • Critical Illness
    $60,000
  • Cancer
    $60,000
  • Heart Attack
    $60,000
  • Stroke
    $60,000
  • Coronary Bypass
    $2,500
  • Hospitalization
    $3,000
  • Accidental Death
    $60,000
  • Natural Death
    $50,000
Gold Plan +

$129.39 /Per Month

  • Occurrence

    The medical event you experiance. Each occurrence triggers a benefit payout.
    Select plan iconselect-plan-icon-hover
  • Benefit

    The cash payout amount for each occurrence.
    Select plan iconselect-plan-icon-hover
  • Accident
    $10,000
  • Critical Illness
    $110,000
  • Cancer
    $110,000
  • Heart Attack
    $110,000
  • Stroke
    $110,000
  • Coronary Bypass
    $2,500
  • Hospitalization
    $5,000
  • Accidental Death
    $110,000
  • Natural Death
    $100,000

Why you should consider RentGuard Plus +

RentGuard Plus + helps you pay rent and cover bills from accidents or illnesses, at home or on the road. It's your financial safety net.

97.4% of rent-paying households spend less than $2,000 per month1. RentGuard Plus + helps you make rent.

$2,000

per month.
RentGuard Image 1

In 2022, unintentional home injuries caused approximately 128,800 deaths and resulted in 36.1 million medical visits in the United States.2

36 million

Medical visits each year.
RentGuard Image 2

In 2022, approximately 5.93 million car accidents in the U.S. led to 5.2 million injuries.3

6 million

Car accidents each year.
RentGuard Image 3

When do you get paid?

There are several different triggers that will result in a lump sum cash payout.

Ligament Tears

Ligament Tears

Cash benefit for treating strains, sprains, and tears.

Heart Attacks

Heart
Attacks

Lump sum payment after a heart attack.

Stroke

Financial support for stroke recovery.

Concussions

Financial relief for unexpected head injuries.

Broken Bones

Covers medical expenses for fractures and breaks.

Hospitalization

A payout to help with hospital stays.

Death

Helps cover funeral and final expenses.

Cancer Diagnoses

Financial support to help with treatment and recovery.

Sprains & Fractures

Sprains & Fractures

Covers costs for sprains, bone fractures, or whatever you need.

Lacerations

Lacerations

Cash benefit for injuries requiring stitches or skin repair.

Help is just a click away!
Select a plan

What our customers say

Don't take our word for it — hear it from our customers.

Rating Stars

Great customer service!

Jessica Z.
Jessica Z.
Rating Stars

I found the service to be excellent and very knowledgeable about the various insurance products . I had no problems with any of the insurance I purchased.

Peter
Peter
Rating Stars

Joe has been so helpful for the past few years with any questions and plan selections. He is very attentive and quick to respond. Very pleasant to work with and highly recommend.

Victoria B.
Victoria B.
Rating Stars

Super easy process and any questions were thoroughly explained.

Jon M.
Jon M.
01

Choose a plan

02

Complete application

03

Review, Sign & pay

Enroll in 3 easy steps

Choose a plan image

Select the plan that fits your needs and budget. We have plans for everyone.

Enroll in 3 easy steps

Complete application image

Complete our simplified application, easily adding your spouse if desired.

Enroll in 3 easy steps

Review, Sign & pay image

Review and sign your application, then pay your first premium. It's that easy!

RentGuard Plus + Frequently asked questions

Answers to common questions about RentGuard Plus +. Learn more about how RentGuard Plus + can help you.

  • Are payments made directly to me when an accident or critical illness occurs?
  • How much does RentGuard Plus + cost?
  • I already have health insurance. Why do I need accident, critical illness, or hospitalization insurance?
  • Do I have to renew my RentGuard Plus + policy annually?